This is Dave Maltby with Dave Maltby Realty. Buying a home is sometimes scary and the last thing you want is to have an awful experience. When I work with you I want to make sure that all of your financial questions are answered. One of the main items to consider when starting the search for a new home is, “How much can I afford?” The best way to solve this question is to talk to a lender, like those listed below, and go over the different ways to finance a home. These lenders will be very similar in many ways, but the bottom line is you need to go with whom you trust the most. They will ask you questions such as:
- How much do you make a month?
- What is your credit score?
However, realize that they ask these questions because they are working for you, as they should, and you should have some questions for them:
- How much do I qualify for?
- How much is the monthly payment including insurance and taxes?
- How do I need for the down payment?
- What is the rate?
You may have more questions for them and they may have more questions for you. However, in the end go with the lender you feel the most comfortable with. You need to feel that they are and will take care of you. If you have any other questions, please feel free to call me. I look forward to serving you in the future.
Veritas Funding LLC